{"id":1425,"date":"2024-12-30T10:04:08","date_gmt":"2024-12-30T10:04:08","guid":{"rendered":"https:\/\/fbg.is\/?page_id=1425"},"modified":"2025-11-20T14:12:16","modified_gmt":"2025-11-20T14:12:16","slug":"botarettur","status":"publish","type":"page","link":"https:\/\/fbg.is\/?page_id=1425","title":{"rendered":"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(31,35,44,0.7) 0%|gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/fbg.is\/wp-content\/uploads\/2023\/12\/attorney-21.jpg&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843%22:%91%22background_color_gradient_stops%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;74717560-5fc8-441c-9c72-f3b554fb276a&#8221; header_4_text_color=&#8221;gcid-2f3f3e09-0a26-4ea7-8906-5e1128945e3f&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{%22gcid-2f3f3e09-0a26-4ea7-8906-5e1128945e3f%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>Ska\u00f0ab\u00f3tar\u00e9ttur<\/h4>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/fbg.is\/wp-content\/uploads\/2023\/12\/attorney-1.png&#8221; title_text=&#8221;attorney-1&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;130px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;20572b5c-b8b3-4a69-be27-3fa0d1eb8186&#8243; header_text_color=&#8221;gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00&#8243; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_text_color%22%93}&#8221;]<\/p>\n<h1>\u00feinn b\u00f3tar\u00e9ttur<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Service Info&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843%22:%91%22background_color%22%93}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;30px|60px|30px|60px|true|true&#8221; custom_padding_tablet=&#8221;|40px||40px|false|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; border_color_all=&#8221;gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00&#8243; border_width_left=&#8221;5px&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22border_color_all%22%93}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;2d5a0816-38d2-4587-b3ec-0a6c56e75b5f&#8221; header_3_font=&#8221;Georgia|700||on|||||&#8221; header_3_text_color=&#8221;gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00&#8243; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_3_text_color%22%93}&#8221;]<\/p>\n<h3>Almennt<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;6a56ba8f-de08-4ab2-baba-3f7df8c5db38&#8243; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">Ska\u00f0ab\u00f3tar\u00e9ttur sn\u00fdst \u00ed meginatri\u00f0um um l\u00edkamstj\u00f3n, b\u00e6\u00f0i fj\u00e1rhagslegt og \u00f3fj\u00e1rhagslegt. Ska\u00f0ab\u00f3tar\u00e9ttur er alltaf r\u00e9ttur til peningagrei\u00f0slu. S\u00e9rkenni\u00f0 er \u00fev\u00ed a\u00f0 ver\u00f0m\u00e6ti hafa fari\u00f0 forg\u00f6r\u00f0um og \u00e1litaefni\u00f0 sn\u00fdst \u00fev\u00ed almennt um \u00fea\u00f0 hver eigi a\u00f0 bera tj\u00f3ni\u00f0. Hlutverk ska\u00f0ab\u00f3tareglna er tv\u00ed\u00fe\u00e6tt, \u00fe.e. b\u00f3tahlutverk og varna\u00f0arhlutverk. Hva\u00f0 fyrrnefnda hlutverki\u00f0 var\u00f0ar \u00fe\u00e1 \u00e1 tj\u00f3n\u00feoli \u00e1 a\u00f0 ver\u00f0a eins settur fj\u00e1rhagslega og ef tj\u00f3ni\u00f0 hef\u00f0i ekki or\u00f0i\u00f0. Varna\u00f0ar\u00e1hrifin eiga e\u00f0li m\u00e1ls samkv\u00e6mt a\u00f0 ver\u00f0a til \u00feess a\u00f0 s\u00e1 sem veldur tj\u00f3ni og \u00fearf a\u00f0 grei\u00f0a ska\u00f0ab\u00e6tur muni breyta h\u00e1ttsemi sinni \u00feannig a\u00f0 hann for\u00f0ist \u00ed framt\u00ed\u00f0inni a\u00f0 valda tj\u00f3ni. Ska\u00f0ab\u00f3tareglur hafa \u00feannig b\u00e6\u00f0i almenn og s\u00e9rst\u00f6k varna\u00f0ar\u00e1hrif. V\u00e1tryggingar\u00e9ttur tengist ska\u00f0ab\u00f3tar\u00e9tti en um gagnvirk tengsl er a\u00f0 r\u00e6\u00f0a. Tilvist \u00e1byrg\u00f0artrygginga getur haft \u00e1hrif \u00e1 mat \u00e1 ska\u00f0ab\u00f3ta\u00e1byrg\u00f0, sbr. II. kafli ska\u00f0ab\u00f3talaga nr. 50\/1993. \u00de\u00e1 geta grei\u00f0slur \u00far v\u00e1tryggingum leitt til l\u00e6kkunar ska\u00f0ab\u00f3takrafna. B\u00f3takerfi f\u00e9lagsm\u00e1lar\u00e9ttar, einkum almannatrygginga og l\u00edfeyrissj\u00f3\u00f0a, grei\u00f0ir umtalsver\u00f0an hluta b\u00f3ta vegna l\u00edkamstj\u00f3ns. Meginregla ska\u00f0ab\u00f3tar\u00e9ttar um eigin s\u00f6k lei\u00f0ir til \u00feess a\u00f0 r\u00e9ttur til ska\u00f0ab\u00f3ta sker\u00f0ist. Oftast er \u00fea\u00f0 me\u00f0 \u00feeim h\u00e6tti a\u00f0 s\u00f6k tj\u00f3n\u00feola er metin vi\u00f0 s\u00f6k \u00feess sem tj\u00f3ninu veldur e\u00f0a \u00e1byrg\u00f0 \u00feess sem b\u00f3taskyldur er. Lei\u00f0ir eigin s\u00f6k oftast til hlutfallslegrar skiptingar tj\u00f3nsins en f\u00e1t\u00edtt er a\u00f0 h\u00fan lei\u00f0i til \u00feess a\u00f0 tj\u00f3n\u00feoli missi alveg r\u00e9tt til ska\u00f0ab\u00f3ta.\u00a0<\/p>\n<p style=\"text-align: justify;\">\u00c1litaefni\u00f0 \u00ed ska\u00f0ab\u00f3tar\u00e9tti sn\u00fdr yfirleitt a\u00f0 \u00fev\u00ed hvort tj\u00f3n\u00feoli eigi r\u00e9tt til ska\u00f0ab\u00f3ta og ef svo er, hve h\u00e1ar \u00fe\u00e6r eigi a\u00f0 vera. Af \u00fev\u00ed lei\u00f0ir a\u00f0 sko\u00f0a \u00fearf m\u00e1lavexti, eins n\u00e1kv\u00e6mlega og m\u00f6gulegt er. \u00dea\u00f0 er \u00fev\u00ed lykilatri\u00f0i a\u00f0 f\u00e1 allar uppl\u00fdsingar um m\u00e1li\u00f0 fr\u00e1 tj\u00f3n\u00feola og \u00f6\u00f0rum a\u00f0ilum.\u00a0<\/p>\n<p style=\"text-align: justify;\">\u00dea\u00f0 er mikilv\u00e6gt fyrir tj\u00f3n\u00feola a\u00f0 leita r\u00e1\u00f0a hj\u00e1 s\u00e9rfr\u00e6\u00f0ingum sem veitt geta uppl\u00fdsingar um r\u00e9tt hans og \u00feau \u00farr\u00e6\u00f0i sem standa honum til bo\u00f0a. Tilkynna \u00fearf slys sem fyrst til \u00feess a\u00f0 tryggja a\u00f0 b\u00f3tar\u00e9ttur glatist ekki vegna fyrningar. \u00c1kve\u00f0nar uppl\u00fdsingar \u00feurfa a\u00f0 liggja fyrir svo h\u00e6gt s\u00e9 a\u00f0 meta m\u00e1li\u00f0 heildst\u00e6tt og \u00e1kve\u00f0a n\u00e6stu skref. Sl\u00edk g\u00f6gn eru t.d. l\u00f6greglusk\u00fdrsla og uppl\u00fdsingar fr\u00e1 l\u00e6knum og\/e\u00f0a \u00f6\u00f0rum me\u00f0fer\u00f0ara\u00f0ilum. \u00c1 \u00e1kve\u00f0num t\u00edmapunkti er s\u00ed\u00f0an h\u00e6gt a\u00f0 meta \u00fe\u00e6r aflei\u00f0ingar sem slysi\u00f0 hefur haft \u00e1 tj\u00f3n\u00feola og senda \u00ed framhaldinu b\u00f3takr\u00f6fu sem byggir \u00e1 \u00feeim grundvelli.<\/p>\n<p style=\"text-align: justify;\">\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/fbg.is\/wp-content\/uploads\/2023\/12\/attorney-22.jpg&#8221; title_text=&#8221;attorney-22&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;70bacefa-5c2d-4a57-9e8a-ca199c53d38e&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_4_text_color%22%93}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h4>Ferli\u00f0 \u00ed ska\u00f0ab\u00f3ta- og slysam\u00e1lum<\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;6a56ba8f-de08-4ab2-baba-3f7df8c5db38&#8243; text_text_color=&#8221;#FFFFFF&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p style=\"text-align: justify;\">Fyrsta vi\u00f0tal er alltaf \u00e1n endurgjalds. \u00cd fyrsta vi\u00f0tali f\u00f6rum vi\u00f0 yfir m\u00e1lavexti og ef \u00fe\u00fa vilt a\u00f0 vi\u00f0 t\u00f6kum m\u00e1li\u00f0 \u00feitt a\u00f0 okkur, \u00fe\u00e1 f\u00e1um vi\u00f0 umbo\u00f0 \u00fear a\u00f0 l\u00fatandi fr\u00e1 \u00fe\u00e9r.\u00a0<\/p>\n<p style=\"text-align: justify;\"><strong>Hefur veri\u00f0 tilkynnt um slysi\u00f0?<\/strong><\/p>\n<p style=\"text-align: justify;\">\u00dea\u00f0 fyrsta sem \u00fearf a\u00f0 sko\u00f0ast \u00ed hverju tilviki fyrir sig er hvort tilkynnt hafi veri\u00f0 um slysi\u00f0 til \u00fear til b\u00e6rra a\u00f0ila. Ef \u00fea\u00f0 hefur ekki veri\u00f0 gert, \u00fe\u00e1 \u00fearf a\u00f0 gera \u00fea\u00f0.\u00a0<\/p>\n<p style=\"text-align: justify;\"><strong>Gagna\u00f6flun\u00a0<\/strong><\/p>\n<p style=\"text-align: justify;\">Vi\u00f0 \u00feurfum a\u00f0 f\u00e1 \u00f6ll g\u00f6gn \u00ed m\u00e1linu. \u00cd \u00fev\u00ed felst me\u00f0al annars a\u00f0 f\u00e1 vi\u00f0eigandi vottor\u00f0 og sk\u00fdrslur, \u00ed raun allt sem varpa\u00f0 getur lj\u00f3si \u00e1 m\u00e1lavexti.\u00a0<\/p>\n<p style=\"text-align: justify;\"><strong>B\u00f3taskylda?\u00a0<\/strong><\/p>\n<p style=\"text-align: justify;\">Kanna \u00fearf hvar b\u00f3taskyldan liggur \u00ed m\u00e1linu. Hafa \u00fearf samband vi\u00f0 vi\u00f0eigandi a\u00f0ila og \u00f3ska eftir \u00fev\u00ed a\u00f0 vi\u00f0komandi taki afst\u00f6\u00f0u til b\u00f3taskyldu \u00ed m\u00e1linu. \u00cd framhaldinu er h\u00e6gt a\u00f0 \u00f3ska eftir endurgrei\u00f0slu \u00e1 \u00fatl\u00f6g\u00f0um kostna\u00f0i vegna vi\u00f0komandi atviks.\u00a0<\/p>\n<p style=\"text-align: justify;\"><strong>St\u00f6\u00f0ugleikapunktur og matsferli\u00a0<\/strong><\/p>\n<p style=\"text-align: justify;\">Eftir a\u00f0 st\u00f6\u00f0ugleikapunkti hefur veri\u00f0 n\u00e1\u00f0, alla jafna c.a. 12 m\u00e1nu\u00f0um eftir a\u00f0 vi\u00f0komandi atvik \u00e1tti s\u00e9r sta\u00f0 er b\u00f3ka\u00f0ur t\u00edmi hj\u00e1 l\u00e6kni og l\u00f6gfr\u00e6\u00f0ingi sem sj\u00e1 um a\u00f0 meta hvort s\u00e1 sem fyrir tj\u00f3ninu var\u00f0 b\u00fai vi\u00f0 varanlegar aflei\u00f0ingar vegna tj\u00f3nsins. Matsferli\u00f0 getur teki\u00f0 nokkra m\u00e1nu\u00f0i.\u00a0<\/p>\n<p style=\"text-align: justify;\"><b>B\u00f3takrafa og uppgj\u00f6r<\/b><\/p>\n<p style=\"text-align: justify;\">\u00cd flestum m\u00e1lum n\u00e1 a\u00f0ilar samkomulagi um b\u00f3tagrei\u00f0slu. \u00cd \u00feeim tilvikum sem samkomulag n\u00e6st ekki \u00fearf a\u00f0 h\u00f6f\u00f0a m\u00e1l fyrir d\u00f3mst\u00f3lum og er \u00fea\u00f0 \u00fe\u00e1 gert af l\u00f6gm\u00f6nnum sem vi\u00f0 erum \u00ed samstarfi vi\u00f0.\u00a0<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;70bacefa-5c2d-4a57-9e8a-ca199c53d38e&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>\u00d3skipt b\u00fa<\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;6a56ba8f-de08-4ab2-baba-3f7df8c5db38&#8243; text_text_color=&#8221;#FFFFFF&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u00cd II. kafla erf\u00f0alaga er kve\u00f0i\u00f0 \u00e1 um setu \u00ed \u00f3skiptu b\u00fai.<\/p>\n<p style=\"text-align: justify;\">\u00cd 1. mgr. 7. gr. erf\u00f0alaga er kve\u00f0i\u00f0 \u00e1 um a\u00f0 eftir l\u00e1t annars hj\u00f3na eigi hitt r\u00e9tt til setu \u00ed \u00f3skiptu b\u00fai me\u00f0 ni\u00f0jum beggja nema hi\u00f0 l\u00e1tna hafi m\u00e6lt svo fyrir \u00ed erf\u00f0askr\u00e1 a\u00f0 skipti skuli fara fram.<\/p>\n<p style=\"text-align: justify;\">\u00de\u00e1 er kve\u00f0i\u00f0 \u00e1 um \u00fea\u00f0 \u00ed 1. mgr. 8. gr. erf\u00f0alaga a\u00f0 \u00fev\u00ed hj\u00f3na sem lengur lifi s\u00e9 heimilt a\u00f0 sitja \u00ed \u00f3skiptu b\u00fai me\u00f0 \u00f3fj\u00e1rr\u00e1\u00f0a ni\u00f0jum l\u00e1tins maka s\u00edns, sem ekki eru ni\u00f0jar \u00feess, ef s\u00e1 e\u00f0a \u00feeir sem fara me\u00f0 forsj\u00e1 e\u00f0a l\u00f6gr\u00e1\u00f0 hinna \u00f3fj\u00e1rr\u00e1\u00f0a ni\u00f0ja veita sam\u00feykki sitt til \u00feess, enda hafi hi\u00f0 l\u00e1tna ekki m\u00e6lt svo fyrir \u00ed erf\u00f0askr\u00e1 a\u00f0 skipti skuli fara fram. Ef \u00fea\u00f0 hj\u00f3na sem lengur lifir fer me\u00f0 forsj\u00e1 e\u00f0a l\u00f6gr\u00e1\u00f0 \u00f3fj\u00e1rr\u00e1\u00f0a stj\u00fapni\u00f0ja sinna \u00e1 \u00fea\u00f0 \u00fe\u00f3 r\u00e9tt \u00e1 setu \u00ed \u00f3skiptu b\u00fai eins og m\u00e6lt er fyrir um \u00ed 7. gr. \u00cd 2. mgr. s\u00f6mu greinar er kve\u00f0i\u00f0 \u00e1 um a\u00f0 veiti fj\u00e1rr\u00e1\u00f0a stj\u00fapni\u00f0jar sam\u00feykki sitt til \u00feess s\u00e9 \u00fev\u00ed hj\u00f3na sem lengur lifi heimilt a\u00f0 sitja \u00ed \u00f3skiptu b\u00fai. \u00cd 3. mgr. s\u00f6mu greinar er kve\u00f0i\u00f0 \u00e1 um a\u00f0 \u00fea\u00f0 hj\u00f3na sem lengur lifir eigi r\u00e9tt \u00e1 setu \u00ed \u00f3skiptu b\u00fai me\u00f0 stj\u00fapni\u00f0jum s\u00ednum, hvort sem \u00feeir eru fj\u00e1rr\u00e1\u00f0a e\u00f0a \u00f3fj\u00e1rr\u00e1\u00f0a, \u00e1n \u00feess a\u00f0 afla\u00f0 s\u00e9 sam\u00feykkis skv. 1. e\u00f0a 2. mgr., ef hi\u00f0 l\u00e1tna hefur m\u00e6lt fyrir um \u00feann r\u00e9tt \u00ed erf\u00f0askr\u00e1.<\/p>\n<p style=\"text-align: justify;\"><strong>Hva\u00f0a eignir falla undir \u00f3skipt b\u00fa?\u00a0<\/strong><\/p>\n<p style=\"text-align: justify;\">\u00cd 1. mgr. 11. gr. erf\u00f0alaga er kve\u00f0i\u00f0 \u00e1 um a\u00f0 hj\u00faskapareignir beggja hj\u00f3na og s\u00e9reign, sem skv. \u00e1kv\u00e6\u00f0um laga e\u00f0a kaupm\u00e1la skuli hl\u00edta reglum um hj\u00faskapareign a\u00f0 \u00f6\u00f0ru hj\u00f3na l\u00e1tnu, teljist til \u00f3skipts b\u00fas. \u00de\u00e1 skuli sj\u00e1lfsaflaf\u00e9 og anna\u00f0 ver\u00f0m\u00e6ti, sem s\u00e1 eignast sem situr \u00ed \u00f3skiptu b\u00fai, renna til b\u00fasins nema \u00fea\u00f0 eigi a\u00f0 l\u00f6gum a\u00f0 falla til s\u00e9reignar hans.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;70bacefa-5c2d-4a57-9e8a-ca199c53d38e&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>R\u00e1\u00f0gj\u00f6f<\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;\u00dea\u00f0 er alltaf gott a\u00f0 leita s\u00e9r r\u00e1\u00f0gjafar var\u00f0andi b\u00f3tar\u00e9tt.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x4e;||divi||400&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;af906694-a7f8-4d4e-9f90-7be33a21d035&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Umfer\u00f0arslys, vinnuslys, hj\u00f3laslys, sj\u00f3slys, fr\u00edt\u00edmaslys og \u00ed\u00fer\u00f3ttaslys og fl.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x4e;||divi||400&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;af906694-a7f8-4d4e-9f90-7be33a21d035&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;\u00dea\u00f0 er hj\u00e1lplegt a\u00f0 r\u00e6\u00f0a m\u00e1lin og skilgreina m\u00f6guleg \u00e1litam\u00e1l sem g\u00e6tu komi\u00f0 upp.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x4e;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;af906694-a7f8-4d4e-9f90-7be33a21d035&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;70bacefa-5c2d-4a57-9e8a-ca199c53d38e&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>Ni\u00f0ursta\u00f0an<\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;6a56ba8f-de08-4ab2-baba-3f7df8c5db38&#8243; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">Haf\u00f0u samband vi\u00f0 mig. Vi\u00f0 setjumst ni\u00f0ur, f\u00f6rum yfir m\u00e1li\u00f0 \u00feitt og \u00e1kve\u00f0um n\u00e6stu skref \u00ed sameiningu.\u00a0<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Footer&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#1e232b 0%|rgba(30,35,43,0.9) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/fbg.is\/wp-content\/uploads\/2023\/12\/paper-texture.jpg&#8221; saved_tabs=&#8221;all&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;734a5aa5-b7ac-4e33-ab60-a7abbdb0a8c0&#8243; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>skrifstofut\u00edmar<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;fb72fbcc-3b1c-4180-8579-f8da1e039569&#8243; text_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Alla virka daga fr\u00e1 &#8211; 09:00 til 17:00.<\/p>\n<p>B\u00f3ka \u00fearf t\u00edma me\u00f0 t\u00f6lvup\u00f3sti.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/fbg.is\/wp-content\/uploads\/2023\/05\/FBG-Radgjof-logo-205-x-205-px.jpg&#8221; title_text=&#8221;FBG Ra\u0301\u00f0gjo\u0308f logo (205 x 205 px)&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; max_height=&#8221;80px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;892e29ce-9447-4661-bf58-d7a1f2c34d79&#8243; header_4_font=&#8221;Georgia|700||on|||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>FBG r\u00e1\u00f0gj\u00f6f ehf.<\/h4>\n<p>kt.: 450917-0440\u00a0<\/p>\n<p>Vsk.: 129215<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;892e29ce-9447-4661-bf58-d7a1f2c34d79&#8243; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>Hafa samband<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;fb72fbcc-3b1c-4180-8579-f8da1e039569&#8243; text_text_color=&#8221;#FFFFFF&#8221; link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Heimilisfang: Stekkjarbakki 6<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;fb72fbcc-3b1c-4180-8579-f8da1e039569&#8243; text_text_color=&#8221;#FFFFFF&#8221; link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>S\u00edmi: 779-0900<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;fb72fbcc-3b1c-4180-8579-f8da1e039569&#8243; text_text_color=&#8221;#FFFFFF&#8221; link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Netfang: fbg@fbg.is<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_social_media_follow icon_color=&#8221;#000000&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; border_radii=&#8221;on|100px|100px|100px|100px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_social_media_follow_network social_network=&#8221;facebook&#8221; url=&#8221;https:\/\/www.facebook.com\/profile.php?id=61554778734071&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00&#8243; background_enable_color=&#8221;on&#8221; custom_padding=&#8221;8px|8px|8px|8px|true|true&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22background_color%22%93}&#8221; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;instagram&#8221; url=&#8221;https:\/\/instagram.com\/personuverndarfulltrui&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00&#8243; background_enable_color=&#8221;on&#8221; custom_padding=&#8221;8px|8px|8px|8px|true|true&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22background_color%22%93}&#8221; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]instagram[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][et_pb_divider color=&#8221;gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{%22gcid-11d3dbbb-f6dc-4fb8-929b-9d6994368d00%22:%91%22color%22%93}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.23.1&#8243; _dynamic_attributes=&#8221;content&#8221; _module_preset=&#8221;00df578c-ad98-4f19-8424-729f2eec3789&#8243; text_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiY3VycmVudF9kYXRlIiwic2V0dGluZ3MiOnsiYmVmb3JlIjoiQ29weXJpZ2h0ICZjb3B5OyAiLCJhZnRlciI6IiBGQkcgclx1MDBlMVx1MDBmMGdqXHUwMGY2ZiBlaGYuIEFsbHVyIHJcdTAwZTl0dHVyIFx1MDBlMXNraWxpbm4uIiwiZGF0ZV9mb3JtYXQiOiJjdXN0b20iLCJjdXN0b21fZGF0ZV9mb3JtYXQiOiJZIn19@[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ska\u00f0ab\u00f3tar\u00e9ttur\u00feinn b\u00f3tar\u00e9tturAlmenntSka\u00f0ab\u00f3tar\u00e9ttur sn\u00fdst \u00ed meginatri\u00f0um um l\u00edkamstj\u00f3n, b\u00e6\u00f0i fj\u00e1rhagslegt og \u00f3fj\u00e1rhagslegt. Ska\u00f0ab\u00f3tar\u00e9ttur er alltaf r\u00e9ttur til peningagrei\u00f0slu. S\u00e9rkenni\u00f0 er \u00fev\u00ed a\u00f0 ver\u00f0m\u00e6ti hafa fari\u00f0 forg\u00f6r\u00f0um og \u00e1litaefni\u00f0 sn\u00fdst \u00fev\u00ed almennt um \u00fea\u00f0 hver eigi a\u00f0 bera tj\u00f3ni\u00f0. Hlutverk ska\u00f0ab\u00f3tareglna er tv\u00ed\u00fe\u00e6tt, \u00fe.e. b\u00f3tahlutverk og varna\u00f0arhlutverk. Hva\u00f0 fyrrnefnda hlutverki\u00f0 var\u00f0ar \u00fe\u00e1 \u00e1 tj\u00f3n\u00feoli \u00e1 a\u00f0 ver\u00f0a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1425","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar - FBG R\u00e1\u00f0gj\u00f6f ehf.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbg.is\/?page_id=1425\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar - FBG R\u00e1\u00f0gj\u00f6f ehf.\" \/>\n<meta property=\"og:description\" content=\"Ska\u00f0ab\u00f3tar\u00e9ttur\u00feinn b\u00f3tar\u00e9tturAlmenntSka\u00f0ab\u00f3tar\u00e9ttur sn\u00fdst \u00ed meginatri\u00f0um um l\u00edkamstj\u00f3n, b\u00e6\u00f0i fj\u00e1rhagslegt og \u00f3fj\u00e1rhagslegt. Ska\u00f0ab\u00f3tar\u00e9ttur er alltaf r\u00e9ttur til peningagrei\u00f0slu. S\u00e9rkenni\u00f0 er \u00fev\u00ed a\u00f0 ver\u00f0m\u00e6ti hafa fari\u00f0 forg\u00f6r\u00f0um og \u00e1litaefni\u00f0 sn\u00fdst \u00fev\u00ed almennt um \u00fea\u00f0 hver eigi a\u00f0 bera tj\u00f3ni\u00f0. Hlutverk ska\u00f0ab\u00f3tareglna er tv\u00ed\u00fe\u00e6tt, \u00fe.e. b\u00f3tahlutverk og varna\u00f0arhlutverk. Hva\u00f0 fyrrnefnda hlutverki\u00f0 var\u00f0ar \u00fe\u00e1 \u00e1 tj\u00f3n\u00feoli \u00e1 a\u00f0 ver\u00f0a [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbg.is\/?page_id=1425\" \/>\n<meta property=\"og:site_name\" content=\"FBG R\u00e1\u00f0gj\u00f6f ehf.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61554778734071\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-20T14:12:16+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fbg.is\/?page_id=1425\",\"url\":\"https:\/\/fbg.is\/?page_id=1425\",\"name\":\"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar - FBG R\u00e1\u00f0gj\u00f6f ehf.\",\"isPartOf\":{\"@id\":\"https:\/\/fbg.is\/#website\"},\"datePublished\":\"2024-12-30T10:04:08+00:00\",\"dateModified\":\"2025-11-20T14:12:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fbg.is\/?page_id=1425#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fbg.is\/?page_id=1425\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fbg.is\/?page_id=1425#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fbg.is\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fbg.is\/#website\",\"url\":\"https:\/\/fbg.is\/\",\"name\":\"FBG r\u00e1\u00f0gj\u00f6f ehf.\",\"description\":\"L\u00f6gfr\u00e6\u00f0ir\u00e1\u00f0gj\u00f6f fyrir einstaklinga og fyrirt\u00e6ki\",\"publisher\":{\"@id\":\"https:\/\/fbg.is\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fbg.is\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fbg.is\/#organization\",\"name\":\"FBG r\u00e1\u00f0gj\u00f6f ehf.\",\"url\":\"https:\/\/fbg.is\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fbg.is\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fbg.is\/wp-content\/uploads\/2023\/05\/FBG-Radgjof-logo-205-x-205-px.jpg\",\"contentUrl\":\"https:\/\/fbg.is\/wp-content\/uploads\/2023\/05\/FBG-Radgjof-logo-205-x-205-px.jpg\",\"width\":205,\"height\":205,\"caption\":\"FBG r\u00e1\u00f0gj\u00f6f ehf.\"},\"image\":{\"@id\":\"https:\/\/fbg.is\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/profile.php?id=61554778734071\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar - FBG R\u00e1\u00f0gj\u00f6f ehf.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fbg.is\/?page_id=1425","og_locale":"en_US","og_type":"article","og_title":"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar - FBG R\u00e1\u00f0gj\u00f6f ehf.","og_description":"Ska\u00f0ab\u00f3tar\u00e9ttur\u00feinn b\u00f3tar\u00e9tturAlmenntSka\u00f0ab\u00f3tar\u00e9ttur sn\u00fdst \u00ed meginatri\u00f0um um l\u00edkamstj\u00f3n, b\u00e6\u00f0i fj\u00e1rhagslegt og \u00f3fj\u00e1rhagslegt. Ska\u00f0ab\u00f3tar\u00e9ttur er alltaf r\u00e9ttur til peningagrei\u00f0slu. S\u00e9rkenni\u00f0 er \u00fev\u00ed a\u00f0 ver\u00f0m\u00e6ti hafa fari\u00f0 forg\u00f6r\u00f0um og \u00e1litaefni\u00f0 sn\u00fdst \u00fev\u00ed almennt um \u00fea\u00f0 hver eigi a\u00f0 bera tj\u00f3ni\u00f0. Hlutverk ska\u00f0ab\u00f3tareglna er tv\u00ed\u00fe\u00e6tt, \u00fe.e. b\u00f3tahlutverk og varna\u00f0arhlutverk. Hva\u00f0 fyrrnefnda hlutverki\u00f0 var\u00f0ar \u00fe\u00e1 \u00e1 tj\u00f3n\u00feoli \u00e1 a\u00f0 ver\u00f0a [&hellip;]","og_url":"https:\/\/fbg.is\/?page_id=1425","og_site_name":"FBG R\u00e1\u00f0gj\u00f6f ehf.","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=61554778734071","article_modified_time":"2025-11-20T14:12:16+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/fbg.is\/?page_id=1425","url":"https:\/\/fbg.is\/?page_id=1425","name":"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar - FBG R\u00e1\u00f0gj\u00f6f ehf.","isPartOf":{"@id":"https:\/\/fbg.is\/#website"},"datePublished":"2024-12-30T10:04:08+00:00","dateModified":"2025-11-20T14:12:16+00:00","breadcrumb":{"@id":"https:\/\/fbg.is\/?page_id=1425#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fbg.is\/?page_id=1425"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/fbg.is\/?page_id=1425#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fbg.is\/"},{"@type":"ListItem","position":2,"name":"Fagleg a\u00f0sto\u00f0 \u00e1 svi\u00f0i Ska\u00f0ab\u00f3tar\u00e9ttar"}]},{"@type":"WebSite","@id":"https:\/\/fbg.is\/#website","url":"https:\/\/fbg.is\/","name":"FBG r\u00e1\u00f0gj\u00f6f ehf.","description":"L\u00f6gfr\u00e6\u00f0ir\u00e1\u00f0gj\u00f6f fyrir einstaklinga og fyrirt\u00e6ki","publisher":{"@id":"https:\/\/fbg.is\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fbg.is\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fbg.is\/#organization","name":"FBG r\u00e1\u00f0gj\u00f6f ehf.","url":"https:\/\/fbg.is\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fbg.is\/#\/schema\/logo\/image\/","url":"https:\/\/fbg.is\/wp-content\/uploads\/2023\/05\/FBG-Radgjof-logo-205-x-205-px.jpg","contentUrl":"https:\/\/fbg.is\/wp-content\/uploads\/2023\/05\/FBG-Radgjof-logo-205-x-205-px.jpg","width":205,"height":205,"caption":"FBG r\u00e1\u00f0gj\u00f6f ehf."},"image":{"@id":"https:\/\/fbg.is\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61554778734071"]}]}},"_links":{"self":[{"href":"https:\/\/fbg.is\/index.php?rest_route=\/wp\/v2\/pages\/1425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fbg.is\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fbg.is\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fbg.is\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fbg.is\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1425"}],"version-history":[{"count":20,"href":"https:\/\/fbg.is\/index.php?rest_route=\/wp\/v2\/pages\/1425\/revisions"}],"predecessor-version":[{"id":1942,"href":"https:\/\/fbg.is\/index.php?rest_route=\/wp\/v2\/pages\/1425\/revisions\/1942"}],"wp:attachment":[{"href":"https:\/\/fbg.is\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}